NDIS Property Loans to 90%
6.15%
6.79%*
*The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Speak with a NDIS Loans Specialist
Unlock steady returns and reliable cashflow from rental yields of 8-20% p/a* with Tradies Finance exclusive NDIS SDA Investment Loans.
Are you a property investor looking to tap into ethical investing through the thriving market of National Disability Insurance Scheme (NDIS SDA) properties in Australia?
Imagine a strategic approach to funding your NDIS SDA property investment that not only provides you with the necessary funding but also offers tailored solutions to match your investment goals. Partnering with a trusted mortgage manager can make all the difference by opening the door to a realm of benefits that extend beyond traditional financing avenues.
Tradies Finance has crafted exclusive NDIS SDA Loan solutions to help you invest in a purpose-built SDA (Specialist Disability Accommodation) compliant property under the National Disability Insurance Scheme.
From flexible loan structures designed to suit your unique investment strategy to expert insights into the NDIS SDA property landscape, our approach empowers you to seize opportunities in a rapidly growing sector while optimising your financial outcomes.
*All calculations are based on individual circumstances – your savings may vary. Consult with our loan specialists to get an accurate calculation of your savings.
Exclusive NDIS loans for investors and owner occupiers
| Loan Features and Benefits | Eligibility Requirements |
|---|---|
| Loan Features and Benefits / Eligibility Requirements | |
| Owner occupier rates from 6.15% | Australian Citizen or Permanent/ Temporary Resident with corresponding VISA living and working in Australia |
| Purpose Built SDA Compliant Property | PAYG and Self Employed OK- Documented evidence of Income over 2 years |
| We consider the full NDIS SDA Rental rather than Market Rent | Clean Credit- No blemishes, no defaults, no previous bankruptcy |
| Maximum Loan Amount: $2,500,000 (Construction) $1,500,000 (Established) |
Self employed minimum 24 months ABN- Tax returns must show evidence of profit for both Business and individual for the last 2 completed financial years. |
| Tailored service & free comprehensive comparison analysis | Minimum 12 months employment- Casual, Full Time, Part Time, Contract OK |
| Loans up to 90% with 100% offset | 25 year Principle and Interest Loans |
| We will lend against the Full Purchase price using Commercial Valuations | Established or Construction |
Speak to a NDIS Expert
Chat with a NDIS loan specialist to find out how you can benefit from purposeful investing with NDIS.
Get More with a Tradies Finance NDIS Investment Loan
Harness the power of purposeful investing with our exclusive NDIS Investment Loans, offering investors the opportunities for social impact and financial prosperity.
High Returns
Enjoy long-term rental income stability and rental yields of 8% – 20%* p.a.
Featured Packed Loans
Our loans offer comprehensive benefits, including online access, early repayment options, and a 100% offset feature.
Tailored Service & Expertise
Free Comprehensive Personalised Analysis Assess your borrowing capacity and create the best structure at the best rates.
Frequently Asked Questions
-
What is a NDIS SDA property loan?
A NDIS SDA property loan is a type of mortgage used to purchase or invest in properties designed for Specialist Disability Accommodation (SDA) under the National Disability Insurance Scheme (NDIS).
-
Who can apply for a NDIS SDA property loan?
Typically, property investors, developers, or organizations that provide accommodation for people with disabilities can apply for NDIS SDA property loans. Tradies also have a unique product that allows SMSF Trustees to apply for an NDIS construction property loan. (Certain conditions apply for this type of loan)
-
What is the purpose of SDA properties under the NDIS?
SDA properties aim to provide high-quality, accessible housing for individuals with significant disabilities who require specialized accommodation and support services.
-
How do interest rates for NDIS SDA property loans compare to regular mortgages?
Interest rates for NDIS SDA property loans may vary but could be slightly higher than standard home loan rates due to the specialized nature of the properties and the associated support services. However, at Tradies Finance we are proud to say we do not differentiate between NDIS investment property loans, and standard investment property loans.
-
Are there specific property requirements for NDIS SDA investments?
Yes, properties must meet NDIS SDA design category criteria, such as high physical support or fully accessible categories, to qualify for SDA funding and loans. These properties must hold NDIS compliance certificates to allow Tradies Finance to use full NDIS income and full build costs in the loan application.
-
Can I use NDIS SDA property loans to purchase existing properties or only new developments?
NDIS SDA property loans can be used for both new developments and the purchase of existing properties, as long as they hold the required NDIS SDA Certifications. They can also be Investment, or Owner Occupied properties.
-
How do I apply for NDIS SDA property loans, and what documentation is required?
You can apply for these loans through Tradies Finance as we are experienced in disability housing finance and have specialists in this area on hand to help you. Required documentation typically includes financial statements, property plans, and NDIS certification.
-
What are the benefits of investing in NDIS SDA properties?
Benefits may include a substantial rental income stream from NDIS payments, potential tax advantages, and the opportunity to contribute to improving housing options for people with disabilities while generating an amazing return on investment.
Request a call back to discuss how a NDIS loan can work for you
More ways to help you save money or build wealth
Tradies Finance Mortgage Smasher
Get started with a free comparative analysis - learn how you can save $$ & pay your mortgage off faster!
Learn More
Low Rate SMSF Property Loans
Potentially save thousands of dollars through our specialised SMSF loan program for new & existing loans.
Learn More
NDIS Property Loans to 90%
Unlock steady returns & reliable cashflow from rental yields of up to 8-20% p.a.* with our exclusive NDIS loans.
Learn More